What is IntelliScript?

What is IntelliScript?

Collects prescription drug purchase history for quantifying the relative mortality risk of life insurance applicants and provides risk scores for underwriting decisions.

How far back does Milliman IntelliScript go?

Milliman IntelliScript will not have a copy of your report if you have not applied for insurance in the past seven years or authorized release of information in connection with a claim.

Do life insurance companies check prescriptions?

If you’re taking medication for high blood pressure, diabetes, depression or anything else, life insurance companies will find out. They use third-party companies such as Milliman Intelliscript to check your prescription drug history.

How do I dispute a Milliman report?

Disputing Errors On Your Report Milliman IntelliScript does not have a specific procedure for disputing inaccuracies on your consumer report but you may contact Milliman IntelliScript by phone, email or by submitting a form through its website.

Can I get my prescription history from CVS?

You just need a CVS.com account with prescription management added. Sign in, go the Pharmacy home page and click on Prescription Center. Then go to the Prescription History tab. You’ll see a detailed prescription history there.

What is Milliman healthcare?

About Milliman Milliman employs more than 2,400 people. The firm has consulting practices in healthcare, employee benefits, property and casualty insurance, life insurance and financial services. Milliman serves the full spectrum of business, financial, government, union, education and nonprofit organizations.

What prescriptions affect life insurance policies?

These medications can help the insurance company understand any high-risk health situations that could potentially shorten your lifespan….These may include medications for:

  • Heart disease.
  • High blood pressure.
  • High cholesterol.
  • Asthma or lung disease.
  • Cancer.
  • Diabetes.
  • Mental health disorders.

What drugs do life insurance companies test for?

A life insurance urine test detects drugs like amphetamines/methamphetamines, cocaine, opiates, phencyclidine (PCP), barbiturates, benzodiazepines, and methadone.

How do I contact Milliman benefits?

Please contact Milliman Benefits at 866-767-1212 or www.MillimanBenefits.com.

What is offered by Milliman?

We work in the areas of health insurance, employee benefits and life insurance. We focus on embedded valuation, BAU outsourcing, IPOs, M&A, data analytics, and pricing and capital management.

Does Humana use InterQual or Milliman?

Some insurance companies (e.g., United, Aetna, Cigna, AvMed, Humana) use the Milliman language, while others (e.g., TRICARE, Blue Cross, Sunshine State) use the InterQual language.

Why do people get turned down for life insurance?

People are typically denied life insurance because they fall into a high-risk category. This is often due to health challenges like diabetes, obesity or a previous diagnosis of serious disease. There are also nonhealth reasons for being denied life insurance.

Does drug use affect life insurance?

One of the most important factors a life insurance company will consider is whether you’re still using drugs and the type of drugs you’re using. Those who are currently abusing illegal or prescription drugs will be declined immediately.

What happens if you fail a drug test for life insurance?

You’ll be declined for life insurance coverage if a blood or urine test indicates you use any illegal drugs, such as amphetamines or opiates. The only exception to this rule is marijuana, as each insurer evaluates marijuana consumption differently.

What will disqualify you from life insurance?

A life insurance application may be denied if you have high-risk medical conditions, dangerous hobbies, or if you left important information off your application. You may also be ineligible for certain policies due to advanced age.

What kind of company is Milliman?

international actuarial and consulting firm
Milliman, formerly Milliman & Robertson, is an international actuarial and consulting firm based in Seattle, Washington.